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Want more housing market stories from Lance Lamberts ResiClub in your inbox? Subscribe to the ResiClub newsletter. To conduct our first-ever real estate agent survey, ResiClub partnered with Zoodealio, a cash-offer platform and iBuyer-management software designed for real estate agents. Among the 238 agents who took the survey, half (50%) have been real estate agents for 15 years or more. The Zoodealio-ResiClub Real Estate Agent Survey was fielded between July 28 and August 24, 2025. Respondents included real estate agents spanning all regions of the U.S., giving us a ground-level view of buyer urgency, seller motivation, leverage shifts, commission structures, and expectations for the next 12 months. Heres what the results revealed. Buyers are gaining power Agents report that buyer urgency in their local market has cooled off compared with a year ago, while sellers have become more urgent. In the Southeast, Southwest, and West, agents say seller urgency is picking up the most, while Midwest and Northeast sellers are steadier. Many agents describe their local markets as more balanced, with leverage tilting back toward buyers as inventory builds. Buyer power is particularly strong across markets in the Southwest, with 96% of agents surveyed in the region reporting buyers gaining leverage in their local market over the past 12 months. Looking ahead: Agent expectations for clients and home prices When asked who they expect to drive business growth over the next 12 months, agents pointed to sellers seeking downsizing options. This growth is possibly downstream of todays strained housing affordability and aging demographics. Agents also expect the move-up buyer category to grow. On a relative basis, agents in the Midwest are slightly more bullish about local home prices over the next 12 months. In contrast, many agents in the Southeast, Southwest, and West anticipate slight home price declinesor even notable dropsover the next 12 months as affordability pressures continue to squeeze. National perspective on mortgage rates and NAR On mortgage rates, nearly half of our surveyed agents (49%) anticipate the average 30-year fixed mortgage rate will finish 2025 in the 6% to 6.5% rangelower than today but still well above the pandemic lows. More than a third of respondents (38%) still think the average 30-year fixed mortgage rate will be in the 6.5% to 7% range. When it comes to the National Association of Realtors (NAR), sentiment skews negative: 31% describe their view as very unfavorable, another 31% somewhat unfavorable, and 28% neutral. Only a small minority of surveyed agents expressed a favorable opinion of the organization. Bluntly put, NAR has an image problem. Commissions After the March 2024 National Association of Realtors settlement, many expected commissions to drop sharply. Our survey shows some change on that frontbut not a major one. On the sell-side, a dominant 92% of agents say their most recent commission was a fixed percentage, compared with 78% on the buy-side. Nearly 1 in 5 buy-side deals now involve either a flat fee, client-negotiated model, or other form of commission. Additionally, the majority of agents remain in the traditional 2% to 3% commission ballpark: 87% of sell-side agents and 78% of buy-side agents report their typical commissions fall within that band. Big Picture The Zoodealio-ResiClub survey results show a housing market in which buyer urgency is cooling, sellers are growing more motivated, and leverage is shifting back toward buyers. In the next 12 months, agents expect the most client segment growth from downsizers and move-up buyers. They also predict modest home price gains in the Northeast and Midwest; softer trends in the Southeast, Southwest, and West; and mortgage rates ending 2025 between 6% and 7%. Post-2024 settlement, sentiment toward NAR is largely unfavorable, while commissions remain fairly stable.
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If you dread the weekly grocery shop, or get sidetracked by fun snacks only to end up with no real meals, this might be the hack for you. The 5-4-3-2-1 method gives shoppers like you a simple template the next time youre about to crash out in the produce aisle. Instead of tossing random items into the cart and realizing later you have nothing to cook, grab five vegetables, four fruits, three proteins, two starches, and one treat, and call it a day. The idea is that everything can be mixed and matched for different meals, helping to cut costs and prevent food waste. Having a number in mind for each category brings just enough structure to make grocery shopping less stressful, and maybe even enjoyable. The method traces back to content creator and chef Will Coleman, who posted a video of his grocery tips in 2023. He said he could make between four and six meals for two people for under $100 using the formula. Since then, others have tested out his method for themselves. @chefwillco GROCERY SHOPPING TIPS FOR BEGINNERS (and those who are looking to save money.) If youre not the best at grocery shopping or never know what to get, dont sweat it or be embarrassed! Lets step up your game with my 5-4-3-2-1 method. Tag @Whole Foods Market in the comments if you think I should make this a series #adulting #tips #groceryshopping #hauls #howto #cooking #budget #nyc #budgetmeals #comewithme #vlog #explorepage #fyp #viral #nyc #comewithme original sound – Chef Will Coleman A new poll from the Associated Press-NORC Center for Public Affairs Research finds that almost 90% of American adults are stressed about grocery costs, which means the viral hack couldnt have resurfaced at a better time. The Consumer Price Index shows grocery prices are up 2.4% compared to last year. Instead of overspending on produce that goes bad at the back of the fridge, focus on staples: a bag of salad, broccoli, zucchini, onions, peppers. Add a few fruits like berries, bananas, kiwi, grapes. Throw some protein in your cart, like salmon, eggs, or tofu, as well as starches like rice or pasta. Of course, youll likely need to buy more than 16 items in order to have a fully stocked kitchen. But its a great starting point for your grocery list if you tend to wander the aisles overwhelmed. On your way to checkout, dont forget something funa seasonal snack or sweet treatbecause you deserve it.
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E-Commerce
Monday, September 1, 2025, is Labor Day, which is one of 12 official federal holidays in the United States. The day is observed on the first Monday of every September. Labor Day celebrates the labor movement in the United States and the contributions that workers of all stripes make to the country, to companies, and to the economy. It recognizes that America would not be the economic powerhouse that it is without the average worker. However, in recent decades, Labor Days original purpose of celebrating Americas workforce has taken a back seat to commerce. Retailers often hold significant sales on Labor Day, with many choosing to remain open instead of closing for the holiday. Labor Day is also seen as the unofficial end to summer and the beginning of fall. As for what is open and what is closed on Labor Day 2025, heres what you need to know. Is Labor Day a federal holiday? Yes. Labor Day is a federal holiday in the United States. It is one of the 12 federal holidays recognized by the U.S. government in 2025 (the previous being Independence Day on July 4 and the next being Columbus Day on October 13). Since Labor Day is a federal holiday, many government institutions and offices will be closed for the day. However, other businesses may be open. Are banks open on Labor Day? No. Most banks will be closed on Labor Day as banks choose to observe federal holidays. This includes banks like Chase, Citi, PNC, Wells Fargo, and more. However, while bank branches will be closed, online banking services will be operating as normal. Are ATMs open on Labor Day? Yes, ATMs will continue to operate as normal on Labor Day. However, if you are going to need cash, it may be best to go to an ATM sooner rather than later. This is because on holiday weekends, ATMs tend to be used more heavily by those needing cash, so their internal cash reserves may get depleted faster than normal. Is the post office open on Labor Day? No. The United States Postal Service (USPS) is closed on Labor Day. As a federal organization, the USPS observes federal holidays and closes its postal branches. Is mail delivered on Labor Day? No. The United States Postal Service (USPS) wont be making mail deliveries on Labor Day. Are FedEx and UPS operating on Labor Day? Many FedEx services will be closed on Labor Day, according to the companys holiday schedule. This includes most FedEx locations as well as FedEx Freight. The company also says it will have modified FedEx Office services. However, its FedEx Custom Critical services will be running as normal. UPS says it will have no pickup or delivery services on Labor Day, but its UPS Express Critical service will be operating as normal. The company also says its UPS stores may be closed, but its best to check with the location near you to see if it will have modified hours. Is the U.S. stock market open on Labor Day? No. U.S. stock markets will be closed on Labor Day. This includes the New York Stock Exchange (NYSE) and the Nasdaq. However, international stock markets will remain open, barring any public holidays in their respective countries today. Are schools open on Labor Day? No. Public schools in the United States will be closed on Labor Day. Most private schools should be closed as well. Are restaurants open on Labor Day? Expect nearly all chain fast food establishments and restaurants to remain open. This includes establishments such as McDonalds, Taco Bell, Chipotle, Burger King, and others. However, many chains operate on a franchise model, allowing the franchisees to set their own opening hours. Its possible then that some franchise-owned stores may be closed. Are retail stores open on Labor Day? Nearly every big-box retailer will be open on Labor Day. This includes Best Buy, Target, Home Depot, Lowe’s, and Walmart. However, there is one major omission from the list of open retailers: Costco. The warehouse goods giant will be closed on Labor Day, according to the companys holiday schedule. Are pharmacies open on Labor Day? Most chain pharmacies, including Walgreens and CVS, are expected to be open on Labor Day. However, it’s a good idea to check your local location to see if it will have modified hours. Similarly, smaller privately owned pharmacies may be closed, so its best to plan ahead. Are grocery stores open on Labor Day? Yes, most regional grocery stores are expected to be open on Labor Day. This includes Kroger, Whole Foods, Trader Joe’s, Aldi, and more. However, some locations may have altered schedules on Labor Day, so it’s best to call ahead to confirm the stores hours on Monday.
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