Except for the skeletons of demolished buildings or the occasional new construction site, the Pacific Palisadesthe wealthy, elevated coastal enclave of Los Angeles that was consumed by wildfires in Januaryremains mostly blank.
Much of the wreckage, rubble, soil, and plant life has been scrapped and removed by the Army Corp of Engineers. Trees are among the few elements of the area that remain as they were, remnants of the communitys long obsession with them, including famous residents like Abbot Kinney and Will Rogers. In a landscape now devoid of landmarks, such survivors (roughly 75% of street trees made it through the fire) tell a story and connect residents to the past.
[Photo: David Swanson/Getty Images]
I would fill up every water bottle I had and drive an hour back to the Palisades and water the jacaranda trees in my yard, said Vicki Warren, board secretary of the Palisades Forestry Committee, of her effort to care for the grand, purple-flowered trees in her yard. People are doing things like that, because its such a healing thing to take care of a living thing near your home.
From top: Pacific Palisades, California, in 2016 and 2025 [Photos: Julia Beverly/Getty Images, Josh Edelson/AFP/Getty Images]
For many Palisades residents, the landscape has also become a flashpoint around larger questions of rebuilding and resiliency. In community meetings, many residents have pushed back against proposals to mandate more fire-resilient yards. Theyre especially opposed to a concept called Zone Zero, which would mandate creating an ember-resistant, noncombustible barrier around homes that would require clearing out a large number of plants and trees (including, in some cases, those trees that survived the blaze).
Supported by state fire officials and the insurance industry, Zone Zero is a concept being embraced by the California Board of Forestry and Fire Protection, which has sped up the process of drafting a Zone Zero regulation for high-fire-risk areas. Governor Gavin Newsom signed a declaration in February seeking to expedite the process and create rules by the end of the year.
[Photo: David Card/Palisades Forestry Committee]
Regulatory tension
The battle over rebuilding and replanting to mimic pre-fire designs has become a growing issue in the Pacific Palisades, Altadena, and other high-risk areas in Los Angeles County.
Some residents who became accustomed to dense foliage, lush yards, and the privacy that such plantings bestowed, fear efforts to regulate landscaping to the degree the government is proposing. In a statement last month, Traci Park, the L.A. city councilmember whose district includes the Palisades, characterized the one-size-fits-all regulations as overly burdensome and built on incomplete science applied without local input or context.
And its not just an issue for areas impacted by the January 2025 wildfires. Roughly 17% of the states buildings and large parts of L.A. would be impacted by pending statewide regulations and a recent update of fire-hazard maps. With the insurance industry supporting the idea and wildfire risk only growing, these regulations could very well spread to other states (Kauai County in Hawaii, and Boulder, Colorado, passed such rules earlier this year.)
[Photo: David Card/Palisades Forestry Committee]
The Zone Zero idea comes from research about the causes of fires in the state, and efforts to create a more defensible wildland-urban interface, the area where most wildfires start and spread. Since wildfires tend to spread to homes due to flying embers and ignited plants and trees, the Zone Zero approach seeks to remove fire hazards and potential sources of ignitin near a residence. Recent research showed that both hardening homes and enacting Zone Zero would cut the number of impacted structures during a wildfire in half.
The vegetation is also very, very critical, because all vegetation will burn under enough duration and heat, said Kimiko Barrett, lead wildfire researcher for Headwaters Economics, a nonprofit research group focused on community development. I think where it becomes challenging is when you’re talking about large trees. And you know, some types of trees are going to be more tolerant to fire than others, and that’s where it starts to get a little bit nebulous.
[Photo: David Card/Palisades Forestry Committee]
More Security or Moonscapes?
Tony Andersen, Executive Officer with the Board of Forestry & Fire Protection, says it’s a select few vocal homeowners are pushing back against these regulations. To him, its clear the status quo isnt working, and these evolving guidelines, arrived at through years of research and community feedback, can be an important tool in the toolbox to prevent fire damage.
There is a lot of science out there that is supporting this, guiding it, directing it, and serving as sort of a framework from what we’re working from, he says.
Research suggests applying Zone Zero to high fire-hazard areas of LA county would require changes around 400,00 structures, and opponents argue these shifts could have significant impacts on shade, wildlife habitat, biodiversity, and urban heat islands (and cooling costs). The citys Community Forestry Advisory Committee released a report saying these Zone Zero recommendations would have a $13,000 impact on every household, on average. A September 18 meeting by the Board of Forestry in Pasadena to obtain feedback over proposed Zone Zero regulations received a fairly negative response from homeowners.
Theyre talking about destroying our urban canopy, hundreds of acres of trees for uncertain benefits, said Cyndi Hubach, a member of L.A.s Community Forest Advisory Committee.
Many residents in the Palisades and other areas in high-fire zones that would be impacted by the rules have pushed back, citing the cost, ecological impact, and the uncertainty some researchers have about Zone Zero recommendations. Theyre angry that rules calling for reduced shrubs, hedges, and bushes; tightly trimmed trees; and empty spaces, especially in tighter urban lots, would turn their once-green backyards into what some have called unrecognizable moonscapes.
Some opponents argue the rules dont make distinctions around types of treessome have more oil and are more flammable. Another argument is around whether or not well-watered vegetation could be a good way to prevent ignition (and of course, how that could be checked or monitored). Warren, of the Palisades Forestry Committee, said theres a number of researchers who argue that well-watered plants and trees can protect homes and block embers, and disputes the idea that the science around this issue is settled.
Palisades resident Tracey Price, who owns the landscaping company American Growers, said that the hedges on her property stopped embers and flames from burning her home, and she believes these proposed regulations would be overkill, as properly maintained trees and plants can save structures.
Enforcing Zone Zero? Lets start with ALL city/county/state/federal buildings first, every library and post office, she wrote in a public comment about the regulations. Report back to us in a year with costs and utility bill increases for more air conditioning due to lack of shade. More blackouts because of our already strained power grid. Zone Zero removes life-saving protection.”
[Photo: David Card/Palisades Forestry Committee]
A Cultural Shift in Landscaping
California adopted a bill, SB 3074, in 2020 mandating the state create Zone Zero recommendations, but the governors push to get them finalized this year has created more anxiety around the rollout. In addition, the Insurance Institute for Business & Home Safety (IBHS), an insurance-industry backed nonprofit that researches building codes and safety and resilience standards, has enthusiastically supported the idea, which has led some opponents to claim its an effort by the industry to cut its losses.
The renewed focus on these issues comes as homeowners, who have endured months of back-and-forths with insurance firms to get their payments, planning with architects, and soil remediation and clearance, are likely set to start applying en masse for building permits. This may set up a scenario where home owners start building and planning for their new home, only to later learn theres new regulations around landscaping.
This may have significant consequences, says Jennifer Gray Thompson, founder and CEO of advocacy group After the Fire USA. Non-Zone Zero compliant lawns might set homeowners up for higher insurance premiums, or trouble getting insured. But ripping out established landscaping could cost tens of thousands of dollars (she recalled residents rebuilding in Paradise, site of a deadly 2018 Camp Fire, spending up to $100,000 on landscaping that eventually got ripped out).
I get it, like that’s what we’re used to doing, Thompson says of reluctance to rethink landscaping. We were also at one point used to going and using an outhouse and not having a bathroom in the house ever, and that it was totally disgusting to people that you would ever moveyour toilet into the house. And so, due to typhoid and cholera we had to make a cultural and generational shift. Megafires are a public health crisis like anything else, and require a similar shift.
[Photo: David Card/Palisades Forestry Committee]
Growth Patterns
Homeowners have varied visions of how they want to rebuild as they plot their returns to the Palisades, including submitting plans that include a fixed vision for landscaping. Its expected that more and more homeowners will start submitting in upcoming months, and uncertainty around final Zone Zero rules may cause some to plow ahead with their own ideas, or ignore the regulations completely.
Some designers are factoring this in. The organizers behind Case Study Adapt, a design competition to create new more resilient homes for the neighborhood, are deliberately designing homes and lots to provide barriers between plants and buildings, incorporate more water features, and utilize more native landscaping. Organizations like Fire Safe Marin, a Bay Area organization promoting fire safe landscaping, offer tips on reworking yards to be more fire safe.
Thompson believes that in the new era of megafires, its a matter of when, not if, Zone Zero and other such resiliency regulations become more widely adopted. But what happens in the Palisades might be a pivot point; the combination of wealth, celebrity, and clout in the area gives the community plenty of firepower to push back against these rules. Alternatively, adopting themand using creating eye-catching landscapes with these rules in mindcould accelerate what Thompson sees as a vital shift.
The final iteration of these rules will be closely watched by both sides (draft language is already available). Opponents hope that any new rules come with more flexibility for preservation of certain trees, and more municipal control. Lots of L.A.s urban tree canopy exists in the Palisades and hilly areas on the east side of town, both high fire severity zones, and arborists hope to preserve any and all urban trees they can.Theres also live questions about enforcement. Will CalFire and local fire inspectors really be checking how trees are trimmed and watered on a regular basis?
And perhaps more important to insurability and survivability, following Zone Zero requires a full community effort. If a handful of residents on a block do not create these defensible zones, Barrett says, they not only put their homes at risk, they do the same for other homes, and increase the insurance risks of others.
This megafire era requires not just design shifts but more community collaboration to become resilient. As neighborhoods return, and react, to whats becoming a more risky, fire-prone era, solidarity, not just combustibility, will become a watchword.
This is not the moment for the individual American way, Thompson says. This is a group project.
If you visit the Erie Canal today, youll find a tranquil waterway and trail that pass through charming towns and forests, a place where hikers, cyclists, kayakers, bird-watchers, and other visitors seek to enjoy nature and escape the pressures of modern life.
However, relaxation and scenic beauty had nothing to do with the origins of this waterway.
When the Erie Canal opened 200 years ago, on Oct. 26, 1825, the route was dotted with decaying trees left by construction that had cut through more than 360 miles of forests and fields, and life quickly sped up.
Mules on the towpath along the canal could pull a heavy barge at a clip of 4 miles per hourfar faster than the job of dragging wagons over primitive roads. Boats rushed goods and people between the Great Lakes heartland and the port of New York City in days rather than weeks. Freight costs fell by 90%.
As many books have proclaimed, the Erie Canals opening in 1825 solidified New Yorks reputation as the Empire State. It also transformed the surrounding environment and forever changed the ecology of the Hudson River and the lower Great Lakes.
For environmental historians like me, the canals bicentennial provides an opportunity to reflect upon its complex legacies, including the evolution of U.S. efforts to balance economic progress and ecological costs.
Human and natural communities ruptured
The Haudenosaunee Confederacy, the Indigenous nations that the French called the Iroquois, engaged in canoe-based trade throughout the Great Lakes and Hudson River valley for centuries. In the 1700s, that began to change as American colonists took the land through brutal warfare, inequitable treaties, and exploitative policies.
That Haudenosaunee dispossession made the Erie Canal possible.
Haiwhagai’i Jake Edwards of the Onondaga Nation describes the Erie Canals impact on the people of the Haudenosaunee Confederacy. WMHT.
After the Revolutionary War, commercial enthusiasm for a direct waterborne route to the West intensified. Canal supporters identified the break in the Appalachian Mountains at the junction of the Mohawk River and the Hudson as a propitious place to dig a channel to Lake Erie.
Yet cutting a 363-mile-long waterway through New Yorks uneven terrain posed formidable challenges. Because the landscape rises 571 feet between Albany and Buffalo, a canal would require multiple locks to raise and lower boats.
Federal officials refused to finance such internal improvements. But New York politician DeWitt Clinton was determined to complete the project, even if it meant using only state funds. Critics mocked the $7 million megaproject, worth around US$170 million today, calling it DeWitts Ditch and Clintons Folly. In 1817, however, thousands of men began digging the 4-foot-deep channel using hand shovels and pickaxes.
The construction work produced engineering breakthroughs, such as hydraulic cement made from local materials and locks that lifted the canals water level about 60 feet at Lockport, yet it obliterated acres of wetlands and forests.
After riding a canal boat between Utica and Syracuse, the writer Nathaniel Hawthorne described the surroundings in 1835 as now decayed and death-struck.
However, most canalgoers viewed the waterway as a beacon of progress. As a trade artery, it made New York City the nations financial center. As a people mover, it fueled religious revivals, social reform movements, and the growth of Great Lakes cities.
The Erie Canals socioeconomic benefits came with more environmental costs: The passageway enabled organisms from faraway places to reach lakes and rivers that had been isolated since the end of the last ice age.
An invasive species expressway
On Oct. 26, 1825, Gov. Clinton led a flotilla aboard the Seneca Chief from Buffalo to New York City that culminated in a grandiose ceremony.
To symbolize the global connections made possible by the new canal, participants poured water from Lake Erie and rivers round the world into the Atlantic at Sandy Hook, a sand spit off New Jersey at the entrance to New York Harbor. Observers at the time described the ritual of commingling the waters of the Lakes with the Ocean in matrimonial terms.
Clinton was an accomplished naturalist who had researched the canal routes geology, birds, and fish. He even predicted that the waterway would bring the western fishes into the eastern waters.
Biologists today would consider the Wedding of the Waters event a biosecurity risk.
The Erie Canal and its adjacent feeder rivers and reservoirs likely enabled two voracious nonnative species, the Atlantic sea lamprey and alewife, to enter the Great Lakes ecosystem. By preying on lake trout and other highly valued native fish, these invaders devastated the lakes commercial fisheries. The harvest dropped by a stunning 98% from the previous average by the early 1960s.
Tracing their origins is tricky, but historical, ecological and genetic data suggest that sea lampreys and alewives entered Lake Ontario via the Erie Canal during the 1860s. Later improvements to the Welland Canal in Canada enabled them to reach the upper Great Lakes by the 1930s.
Protecting the $5 billion Great Lakes fishery from these invasive organisms requires constant work and consistent funding. In particular, applying pesticides and other techniques to control lamprey populations costs around $20 million per year.
The invasive species that has inflicted the most environmental and economic harm on the Great Lakes is the zebra mussel. Zebra mussels traveled from Eurasia via the ballast water of transoceanic ships using the St. Lawrence Seaway during the 1980s. The Erie Canal then became a mussel expressway to the Hudson River.
The hungry invading mussels caused a nearly tenfold reduction of phytoplankton, the primary food of many species of the Hudson River ecosystem. This competition for food, along with pollution and habitat degradation, led to the disappearance of two common species of the Hudsons native pearly mussels.
Today, the Erie Canal remains vulnerable to invasive plants, such as water chestnut and hydrilla, and invasive animals such as round goby. Boaters, kayakers and anglers can help reduce bioinvasions by cleaning, draining and drying their equipment after each use to avoid carrying invasive species to new locations.
A recreational treasure
During the Gilded Age in the late 1800s, the Erie Canal sparked a utilitarian sense of environmental concern. Timber cutting in the Adirondack Mountains was causing so much erosion that the eastern canals feeder rivers were filling up with silt.
To protect these waterways, New York created Adirondack Park in 1892. Covering 6 million acres, the park balances forest preservation, recreation and commercial use on a unique mix of public and private lands.
Erie Canal shipping declined during the 20th century with the opening of the deeper and wider St. Lawrence Seaway and competition from rail and highways. The canal still supports commerce, but the Erie Canalway National Heritage Corridor now provides an additional economic engine.
A kayak tour shows how locks operate on the Erie Canal. WMHT Public Media.
In 2024, 3.84 million people used the Erie Canalway Trail for cycling, hiking, kayaking, sightseeing and other adventures. The tourists and day-trippers who enjoy the historic landscape generate over $300 million annually.
Over the past 200 years, the Erie Canal has both shaped and been shaped by ecological forces and changing socioeconomic priorities. As New York reimagines the canal for its third century, the artificial rivers environmental history provides important insights for designing technological systems that respect human communities and work with nature rather than against it.
Christine Keiner is the chair of the Department of Science, Technology, and Society at the Rochester Institue of Technology.
This article is republished from The Conversation under a Creative Commons license. Read the original article.
Surveillance pricing has dominated headlines recently. Delta Air Lines announcement that it will use artificial intelligence to set individualized ticket prices has led to widespread concerns about companies using personal data to charge different prices for identical products. As The New York Times reported, this practice involves companies tracking everything from your hotel bookings to your browsing history to determine what youre willing to pay.
The reaction has been swift. Democratic lawmakers have responded with outrage, with Texas Representative Greg Casar introducing legislation to ban the practice. Meanwhile, President Donald Trumps new chair of the Federal Trade Commission has shut down public comment on the issue, signaling that the regulatory pendulum may swing away from oversight entirely.
Whats missing in this political back-and-forth is a deeper look at the economics. As a business school professor who researches pricing strategy, I think the debate misses important nuances. Opponents of surveillance pricing overlook some potential benefits that could make markets both more efficient and, counterintuitively, more equitable.
What surveillance pricing actually is
Surveillance pricing differs from traditional dynamic pricing, where prices rise for everyone at times of peak demand. Instead, it uses personal databrowsing history, location, purchase patterns, even device typeto charge a unique price based on what algorithms predict youre willing to pay.
The goal is to discover each customers reservation pricethe most theyll pay before walking away. Until recently, this was extremely difficult to do, but modern data collection has made it increasingly feasible.
An FTC investigation found that companies track highly personal consumer behaviors to set individualized prices. For example, a new parent searching for baby thermometers might find pricier products on the first page of their results than a nonparent would. Its not surprising that many people think this is unfair.
The unintended progressive tax
But consider this: Surveillance pricing also means that wealthy customers pay more for identical goods, while lower-income customers pay less. That means it could achieve redistribution goals typically pursued through government policy. Pharmaceutical companies already do this globally, charging wealthier countries more for identical drugs to make medications accessible in poorer nations. Surveillance pricing could function as a private-sector progressive tax system.
Economists call it price discrimination, but it often helps poorer consumers access goods they might otherwise be unable to afford. And unlike government programs, this type of redistribution requires no taxpayer funding. When Amazons algorithm charges me more than a college student for the same laptop, its effectively running a means-tested subsidy programfunded by consumers.
PBS NewsHour featured a segment on the Delta Air Lines news.
The two-tier economy problem
In my view, the most legitimate concern about surveillance pricing isnt that it exists, but how its implemented. Online retailers can seamlessly adjust prices in real time, while physical stores remain largely stuck with uniform pricing. Imagine the customer fury if Targets checkout prices varied by person based on their smartphone data: There could be chaos in the stores. This digital-physical divide could also create unfair advantages for tech-savvy companies while leaving traditional retailers behind. That would raise fairness considerations for consumers as well as retailers.
This is related to another force that could limit how far surveillance pricing can go: arbitrage, or the practice of buying something where it is cheaper and selling it where it is more expensive.
If a system consistently charges wealthy customers $500 for items that cost poor customers $200, it creates opportunities for entrepreneurial intermediaries to exploit these price gaps. Personal shopping services, buying cooperatives, or even friends and family networks could arbitrage these differences, providing wealthy customers access to the lower prices while splitting the savings. This means surveillance pricing cant discriminate too aggressivelymarket forces will erode excessive price gaps.
Thats why I believe the solution isnt to ban surveillance pricing entirely, but to monitor how its put in practice.
The regulatory sweet spot
The current political moment offers a strange opportunity. With Republicans focused on AI innovation and Democrats fixated on bans, theres space for a more sophisticated position that embraces market-based redistribution while demanding strong consumer protections.
In my view, smart regulation would require companies to disclose when personal data influences pricing, and would prohibit discrimination based on protected characteristics such as race, color, or religionand this list needs to be created extremely carefully. This would preserve the efficiency benefits while preventing abuse.
Surveillance pricing based on desperation or need also raises unique ethical questions. Charging a wealthier customer more for a taxi ride is one thing; charging someone extra solely because their battery is low and they risk being stranded is another.
As I see it, the distinction between ability to pay and urgency of need must become the cornerstone of regulation. While distinguishing the two may seem challenging, its far from impossible. It would help if customers were empowered to report exploitative practices, using mechanisms similar to existing price-gouging protections.
A solid regulatory framework must also clarify the difference between dynamic pricing and surveillance-based exploitation. Dynamic pricing has long been standard practice: Airlines charge all last-minute travelers higher fares, regardless of their circumstances. But consider two passengers buying tickets on the same dayone rushing to a funeral, another planning a spontaneous vacation. Right now, airlines can use technology to identify and exploit the funeral attendees desperate circumstances.
The policy challenge is precise: Can we design regulations that prevent airlines from exploiting the bereaved while still allowing retailers to offer discounts on laptops to lower-income families? The answer will determine whether surveillance pricing becomes a tool for equity or exploitation.
Aradhna Krishna is a Dwight F. Benton professor of marketing at the University of Michigan.
This article is republished from The Conversation under a Creative Commons license. Read the original article.
As economic uncertainty deepens, the rush for gold continueswith prices for the precious metal topping $4,300 for the first time this week.
The going price for New York spot closed at a record $4,326 per troy ounce on Thursday. Futures also traded as high at more than $4,344 per troy ounce Thursday, before falling below the $4,300 mark Friday morning. Still, gold is up significantly over the last week, marking one of its best weeks to date.
Gold sales can rise sharply when anxious investors seek a safe haven for their money. For the U.S., the latest gains arrive amid the now weekslong government shutdown and ongoing trade wars abroadwith President Donald Trump most recently threatening to place much higher tariffs on China, before appearing to walk back those potential new levies as unsustainable. Still, his barrage of other import taxes has already strained economies worldwide. Meanwhile, the prospect of lower interest rates is also making gold a more attractive investment.
Why are gold prices going up?
Gold futures are up nearly 60% since the start of 2025trading at about $4,268 per troy ounce, the standard for measuring precious metals, as of around 11:45 a.m. Friday. Thats up from around $2,670 at the beginning of January.
Silver has seen an even bigger percentage jump year to date. Silver futures are up about 70%, trading at over $50 per troy ounce Friday morning.
A lot of the rise boils down to uncertainty. Interest in buying metals like gold typically spikes when investors become anxious.
Much of this year’s economic turmoil has spanned from Trumps trade wars. Since the start of 2025, steep new tariffs the president has imposed on goods coming into the U.S. from around the world have strained businesses and consumers alikepushing costs higher and helping to weaken the job market. As a result, hiring has plunged while inflation has inched back up. And more and more consumers are expressing pessimism about the road ahead.
The U.S. government shutdown adds to those anxieties. Key economic data has been delayedand scores of federal employees are already feeling the effects of furloughs and working without pay as long as the shutdown lasts, which has no immediate end in sight. The Trump administration also moved to use the shutdown to conduct mass firings, although a judge temporarily blocked such action.
Separately, analysts have pointed to continued weakness of the U.S. dollar and renewed rate cuts from the Federal Reserve. Last month, the Fed cut its key interest rate by a quarter-pointand projected it would do so twice more this year.
Investments in gold have also been driven by other factors over time. Over recent years, there’s been strong gold demand from central banks around the worldparticularly amid heightened geopolitical tensions, such as the ongoing wars in Gaza and Ukraine.
And on Wall Street this week, several regional banks saw sharp losses amid scrunity over quality of loans, although recovery seemed to be steadying the market on Friday. Meanwhile, investors appeared to be distancing themselves from riskier assets like cryptocurrencywith bitcoin, for example, down 2.67%.
Will rising gold prices make jewelry more expensive?
Many jewelry merchants and dealers have increasingly reported surges in customers looking to check the value of gold they ownsometimes opting to melt or sell family heirlooms to cash in on the precious metal’s rising price.
At the same time, those in the market for gold jewelry may be feeling sticker shock if they cant afford certain products anymoreparticularly if it’s something impacted by both rising material costs and tariffs.
Larger retailers like Pandora and Signet have acknowledged these headwinds in recent earnings calls.
Is gold worth the investment?
Advocates of investing in gold call it a safe havenarguing that the commodity can serve to diversify and balance your investment portfolio, as well as mitigate possible risks down the road as a hedge against rising inflation. Some also take comfort in buying something tangible that has the potential to increase in value over time.
Still, experts caution against putting all your eggs in one basket. And not everyone agrees gold is a good investment. Critics say gold isnt always the inflation hedge many claimand that there are more efficient ways to protect against potential loss of capital, such as derivative-based investments.
The Commodity Futures Trade Commission has also previously warned people to be wary of investing in gold. Precious metals can be highly volatile, and prices rise as demand goes upmeaning when economic anxiety or instability is high, the people who typically profit from precious metals are the sellers,” the commission noted.
Gold demand escalates mercury poisoning warnings
The frenzy for gold has also resulted in health and environmental consequences with officials pointing to riing demand for mercury, a toxic metal that is key in illegal gold mining worldwide.
Mercury is widely used to separate gold during artisanal or small-scale mining. But it pollutes water, accumulates in fish, makes its way into food and builds up in peoples bodies, leading to neurological and developmental harm. Even small-scale exposure can carry serious risks putting in danger workers who rely on the industry, as well as residents in affected areas more broadly.
The Associated Press has reported about the effects of mercury poisoning tied to gold mining in countries like Senegal, Mexico and Peru, among other parts of the world.
By Wyatte Grantham-Philips, AP Business Writer
A blood test for more than 50 types of cancer could significantly boost early detection and speed up diagnosis, according to a new study.
Made by U.S. pharmaceutical company Grail, the Galleri test aims to find fragments of DNA in a persons blood that can indicate the presence of a cancerous tumor. Among the cancers that the test can detect, many have no current screening programs.
The PATHFINDER 2 study included more than 36,000 people aged 50 and older who had no cancer symptoms. In participants who were followed for more than a year, the test caught some 40.4% of cancer cases. For those who got a positive result on the Galleri test, 61.6% of them went on to be diagnosed with canceran improvement over previous trials of the test.
The results were presented on Saturday at the European Society for Medical Oncology meeting in Berlin, and have yet to be published in a peer-reviewed journal.
Boosting cancer diagnosis
In the study, the Galleri test, when combined with already existing screening for breast, cervical, colorectal, lung, and prostate cancers, yielded a more than seven-fold increase in the cancer detection rate, according to Grails president Josh Ofman in a press release.
Galleri also detected many cancers which dont have standard screening tests, including notoriously hard to diagnose forms of the disease, such as ovarian and pancreatic cancer.
More than half (53.5%) of the cancers detected by the test were stage I or II, according to Grail. And the test was also able to predict the origin of the cancer accurately 92% of the time, according to the study.
Promising results
Grail says the blood test could save lives through early detection. The companys president of biopharma, Sir Harpal Kumar, told the BBC that the results were compelling.
“The vast majority of people who die from cancer do so because we find their cancers too late, he said. But other experts cautioned that more research is needed before the test is ready for primetime, Sky News and the BBC reported, with one expert telling the BBC more work would be required to “avoid overdiagnosing cancers that may have caused harm.”
The test is currently being trialed in England in 140,000 people, with results expected next year, according to the BBC.
The Australian government has begun a public education campaign with tips on how to wean children off social media ahead of a world-first national 16-year age limit taking effect in December.
Australian eSafety Commissioner Julie Inman Grant said Friday that information on her agency’s website, esafety.gov.au, explained the new laws and how to navigate them.
Starting Dec. 10, platforms including Facebook, Instagram, Snapchat, TikTok, X and YouTube could be fined up to 50 million Australian dollars ($33 million) if they dont take reasonable steps to prevent Australians younger than 16 from holding accounts.
Messages raising awareness will also be shared starting Sunday across digital channels, television, radio and billboards.
We want children to have childhoods. We want parents to have peace of mind and we want young peopleyoung Australiansto have three more years to learn who they are before platforms assume who they are, Communications Minister Anika Wells told reporters, referring to the current de facto 13-year age limit for social media accounts based on U.S. privacy legislation.
How are Australians reacting to the ban?
The Australian age restrictions have already proved polarizing, with some experts warning the changes will harm as well as protect children. More than 140 Australian and international academics signed an open letter to the government last year opposing a social media age limit as too blunt an instrument to address risks effectively.
Despite that warning, the laws passed with resounding support last year. The platforms had a year to figure out how to comply without foolproof technology available to verify ages.
Inman Grant said the social media age restriction would be a very monumental event for a lot of young people.
Teens given checklists to prepare
Her agency offered checklists and conversation starters about ways to make the transition, such as following an online influencer through a website rather than a social media account, she said.
How do we start weaning them from social media now so it isnt a shock on Dec. 10? How do we help them download their archives and their memories and how do we make sure that theyre in touch with friends and are aware of mental health support if theyre feeling down when theyre not tethered to their phones over the holiday period? she added.
The agency’s teen “get ready” checklist includes suggestions such as “map your digital world” and to take practical steps like finding other ways to follow their favorite influencers online or scheduling regular phone calls with their friends. The entire list is as follows:
Understand what’s changing and why
Workout which accounts you’ll lose
Map your digital world
Explore other ways to connect and belong
Build your community
Protect your digital memories
Avoid last-minute stress
Find support
Will other countries follow Australia’s lead?
Australias move is being watched closely by countries that share concerns about social media impacts on young children.
Denmarks Ambassador to Australia Ingrid Dahl-Madsen said her government would use its current presidency of the Council of the European Union to push the agenda of protecting children from social media harms.
This is something that is a global challenge and we are all looking at how we can manage it best and we are looking to Australia and we will be looking at what Australia does, Dahl-Madsen told Australian Broadcasting Corp. in Melbourne on Monday.
Its so important that Australia and Demark and the EUwe share lessons, we compare experiences and we can push forward hopefully practical progress on this, she added. It was about “protecting our children in this digital world that is increasingly complicated.”
The Danish government last week proposed legislating an age limit of 15. But Dahl-Madsen said Denmark would consider letting parents exempt their children who were 13-14. Australia has no similar exemption.
By Rod McGuirk, Associated Press
Meta is rolling out a new Facebook feature that the company says will help users share more photosbut which could also be used to help train its AI.
The opt-in feature allows Facebooks AI to access your phone’s camera roll in order to find photos it finds “shareworthy,” and to suggest edits using its AI tools. Users can then decide if they want to share the images or not.
“With your permission and the help of AI, our new feature enables Facebook to automatically surface hidden gems those memorable moments that get lost among screenshots, receipts, and random snaps and edit them to save or share,” Meta said in its announcement explaining the new feature on Friday. The platform will also suggest fun edits for users to share.
The new feature has been rolled out in the US and Canada, and Meta aims to roll it out in additional countries soon.
What are users opting into?
Metas latest feature announcement says that for users who opt in, the feature makes photo sharing suggestions that “are private to you,” and that nothing will be shared unless you agree. Meta also said Facebook won’t “use media from your camera roll to improve AI at Metaunless you use its AI to edit or upload the photos.
Fast Company reached out to Meta for comment but did not hear back by the time of publication.
Meta already gathers Facebook user data to train its AI. In a 2023 announcement, Meta said it could use any user data shared on Facebook or Instagram to train its AI.
“Generative AI models take a large amount of data to effectively train, so a combination of sources are used for training, including information thats publicly available online, licensed data and information from Metas products and services,” the company said at the time. “Publicly shared posts from Instagram and Facebook including photos and text were part of the data used to train the generative AI models underlying the features.”
Metas terms also state that “your interactions with AI features can be used to train AI models. Examples include messages to AI chats, questions you ask and images you ask Meta AI to imagine for you.”
This is also not the first time Meta has asked users permission to look at their camera rolls. In June, Facebook began asking users for access to their phones camera roll to automatically suggest AI-edited versions of their photos, including images they had not posted for public viewing. Users who wanted to use the feature were prompted to opt-in to “cloud processing,” allowing Facebook access to their camera roll, as well as opting in to Meta’s Terms of Service, which includes agreeing to allow its AI to “retain and use that information to provide more personalized Outputs.” At the time, Meta told The Verge that it was not currently using those photos to train its AI models.
Fast Company has previously written about how hard Meta has made it for Instagram users to opt out of AI training. Users who want to opt out have to answer a series of questions and explain why they don’t want the app to use their data. Requests are then subject to a review process, which suggests the company can decide whether to honor the request. Meta noted in its Friday announcement that users can manage or disable the new AI photo feature at any time in Facebook’s camera roll settings.
Your pantry, your portfolio, even your flight plans all made headlines this week.
The FDA turned everyones favorite spice into a hazard warning, while the worlds wealthiest got a new credit card that skips the whole Social Security number thing. Washingtons still stuck in neutralthough a few lucky borrowers are finally seeing their student loans disappearand airports are feeling the fallout. Meanwhile, Bitcoins on a downward spiral, golds having a moment, and the housing markets math still doesnt add up no matter how many times you punch the calculator.
Retailers, at least, seem to be thriving in chaos. Walmart doubled down on AI, cutting a deal with OpenAI so shoppers can chat their way through checkout, then followed up with plans to blanket its supply chain in smart sensors. Over in the cultural corner, major news outlets refused to play ball with the Pentagons new press rules, and the Boy Scoutsnow Scouting Americarolled out merit badges in AI and cybersecurity.
If that sounds like a lot, it is. The throughline? Whether its your cinnamon or your shopping list, everything familiar is getting rewired in real time. Here’s a look at what made headlines this week.
FDA widens ground cinnamon warning over elevated lead
The FDA expanded its list of ground cinnamon products to avoid, citing testing that found elevated lead levels and urging consumers to discard affected items. Sixteen products now sit on the list, spanning multiple distributors and retailers with specific lots and best-by dates. No illnesses are confirmed, but the agency warns long-term exposure can harm childrens development, and the list has grown through multiple updates since July 2024.
A premium no-SSN card takes aim at AmEx Platinums turf
Fintech startup Karta unveiled a $300-annual-fee premium card for affluent non-residents with U.S. assetsno Social Security number required. Perks mirror marquee travel cards (lounges, events, protections), and the product is managed via WhatsApp with AI-assisted service. Backed by $5.4 million in seed funding and 22 banking partners, Karta is targeting customers hit by steep foreign card fees and the wind-down of AmExs International Dollar Card.
IBR student-loan forgiveness resumes for eligible borrowers
Notices are landing in inboxes for borrowers on the Income-Based Repayment student loan plans whove hit 20- or 25-year payment thresholds. The move restarts discharges paused in July amid systems updates and litigation fallout. Its not a new programjust the promised IBR relief catching upso borrowers should keep paying until they receive official confirmation.
Scouting America adds AI and cybersecurity merit badges
Scouting America introduced new badges covering machine learning basics, prompt communication, deepfake awareness, and cybersecurity concepts this week. The goal is to marry traditional be prepared ethos with digital-age fluency. Its also a retention play as membership has fallen from historic peaks, with newer badges designed to meet kids where they liveonline.
Flight delays mount as shutdown enters week three
A mix of bad weather and shutdown-related staffing strain produced tens of thousands of flight delays across the long weekend. Trade groups say flying remains safe, but chokepoints at Northeast hubs added to traveler frustration. With Congress still gridlocked, operational unpredictability remains the near-term baseline.
Bitcoin swoons while gold shines
After notching an all-time high earlier this month, Bitcoin slid to a four-month low this week as investors rotated toward gold. Macro jittersfrom tariffs talk to the federal shutdownpressed risk appetite. The move highlights cryptos evolving safe-haven narrative: sometimes it benefits from stress, sometimes the old haven still wins.
Zillow: Unrealistic rate cuts needed for affordability
Back-of-the-envelope modeling suggests the average 30-year mortgage would need to drop to ~4.43% to make a median home affordable to a median-income buyer (assuming 20% down). In several coastal markets, even 0% rates wouldnt fix the math given taxes, insurance, and upkeep. Zillows takeaway: dont bank on ratesor pricesbailing out budgets soon.
Walmart to enable ChatGPT checkout with OpenAI
Walmart announced an agentic commerce tie-up so shoppers can purchase via natural language directly in ChatGPT. The integration leans on OpenAIs Instant Checkout and Agentic Commerce Protocol, pitching fewer clicks and more personalization. Investors liked the direction of travel, framing it as an on-ramp to AI-assisted shopping at mass scale.
Major outlets reject Pentagon press rules
Major news outlets including The New York Times, AP, and Fox News have said they wont sign the Defense Departments new required policy governing access and information requests, leading them to leave the Penagon this week.
Newsrooms argue the rules impact routine reporting and set a troubling precedent; the government says theyre common-sense procedures. The standoff raises practical questions about credentialing and transparency.
Walmart rolls out ambient IoT sensors across supply chain
In a parallel modernization push, Walmart plans millions of battery-free sensors on pallets to track inventory across 4,600 stores and 40+ distribution centers, expanding nationwide in 2026. The data will feed Walmarts AI systems to improve accuracy, cold-chain compliance, and on-shelf availability. Its a scale bet that visibility equals veloctyand profit.
Youve probably heard of House of Highlightseven if youre not a sports fan, its hard to miss, whether on YouTube or scrolling through your social feeds.
What started as a college dorm Instagram account has grown over 11 years into the #1 sports media brand on the platform, boasting 100 million followers and billions of monthly views.
Today, House of Highlights is a multi-platform sports media powerhouse, producing creator-led content and original series that rival traditional TV. Drew Muller, vice president and general manager at House of Highlights, spoke with Yasmin Gagne and Joshua Christensen on the Most Innovative Companies podcast about growth strategies, creator partnerships, and how the company balances viral moments with long-form storytelling.
How did House of Highlights start?
[The genesis of the project came from] a guy named Omar Raja in his college dorm room. The idea was: “I’m not seeing the highlights that I want on the platforms where I’m spending time.” Seems like kind of table stakes now that you see the proliferation of highlights basically everywhere you look on social media. But back then it really was a novel idea.
And the Bleacher Report leadership at the time [. . .] led the acquisition of bringing in this Instagram account into the sports world and saying, “this account is doing something interestingit’s speaking with young people, it’s overperforming in ways that seem to not map to what typical sports companies are doing.”
[It was ultimately a credit to Bleacher Report] who let House of Highlights incubate as a startup within the larger company, allowing it space to grow and preserve its unique voice.
From there, the idea was: let’s figure out if we can make this into a multi-platform media company that can stand on its own and be incremental to what Bleacher Report was already doing. So how do we make this differentiated and give fans a reason to want to follow both accounts?
How do you make sure House of Highlights keeps its own voice and identity?
A lot of it maps down to a steadfast commitment to voice and clarity of who we are and who we’re not. A lot of it is due to the organizational structure where House of Highlights is able to maintain operational and strategy independence. We have our own go-to-market strategy, we have our own assets and content strategy and logos and identities and even fonts.
But it does take a day-in and day-out focus to balance the two, because we do eat from the same pool of sports rights and sometimes resources.
You moved from Instagram highlights to hour-long programming. What were the conversations like around developing long-form content?
When we first started to make original content, it was almost out of necessity creator-led. We were a small scrappy team, and in many instances we couldn’t afford to pay huge athletes. There were creators that were starting to blow up on Instagram and YouTube, but were nowhere near the scale we’re talking about today. We were able to form big partnerships with creators that are now household names [like] Supreme Dreams, and Mark Phillips. All of it tied back to sports, youth culture, and putting an entertaining lens on what it is to be a sports fan or to experience sports with your friends in a group chat.
The most value that we’ve gotten from building habitual long-form viewership is making sure that an hour or two-hour-long video has a clear path to short form [because] we have massive amounts of short-form expertise and scale, and people are expecting that from us.
How has House of Highlights approach to creator deals evolved?
[When looking at the creators growth chart, we want to be] where they’re starting to take off, but before they get to the point where they’re a household name and they’re the cream of the crop, not to say we don’t still want to work with them at that point, but typically that’s when they’re getting overpaid by some of the legacy companies.
[We] built a lot of the formats that have been replicated by many of the big leagues and some of the big media companies. [Creators] know they’re not just showing up for an appearance fee or to check a box. We’re trying to build special content together and special franchises and IP that can scale.
House of Highlights, as weve discussed, is publishing across multiple platforms. How do you approach content programming across those platforms that all reward different types of content and cadence?
[On YouTube], you’re going to see full game recaps for folks that maybe aren’t in the cable bundle and aren’t watching two- to three-hour gamesthey typically come to House of Highlights YouTube for a 10- to 15-minute recap of that game.
On TikTok, because of how the For You Page operates, you can publish more, and those videos will find their homes without taking up all of someone’s feed. On Instagram, if someone follows House of Highlights and we’re publishing a hundred times a day, it will feel like that in your feed.
Under-34 sports fans are watching less and less live cable sports events[so how] can we build an appointment viewing experience for that fandom? From an advertising perspective, obviously that is super valuable, and it’s increasingly hard to reach that audience at scale.
Whats next for House of Highlights?
We’ve got three events left in our Creator League season. We’ve got a basketball knockout five on five, and then a championship series. That’ll carry us through the end of November. Based on the numbers that we’re seeing, we’re excited about what the championship could look like.
And then honestly, the growth of our Fans versus Haters series and where that overarching brand can go in terms of debate style content for a younger audience.
[At the end of the day, a lot of it] comes down to our focus on YouTube and how we’re making House of Highlights a broadcast channel.
Its human nature to wait until the last minute rather than plan aheadperhaps especially when it comes to retirement planning. Theres always plenty of other excellent uses for your money, until suddenly youre staring at an underfunded 401(k) with only a few years left before you’ll need it.
This is why president George W. Bush passed legislation in 2001 that (among other things) allowed for catch-up contributions among workers who were 50 or older. This gave older workers a chance to beef up their 401(k) accounts while they were typically at the peak of their earning years and let them continue to take advantage of making pre-tax contributions.
Other than increasing the amount of money 50+ workers can contribute, the basics of catch-up contributions have remained virtually the same for the past two decadesuntil now. As of calendar year 2027, the SECURE 2.0 Act eliminates the catch-up contribution tax break for 50+ workers earning $145,000 or more.
Heres what you need to know about how this change may affect your retirement planning.
Current contribution and catch-up limits
As of 2025, workers may contribute up to $23,500 pre-tax to their 401(k) or other defined contribution workplace retirement plan. Workers over the age of 50 may put aside an additional $7,500 in catch-up contributions, for a total of $31,000, pre-tax. And any workers between the ages of 60 and 63 may make an $11,250 super catch-up contribution, for a total contribution limit of $34,750 in pre-tax dollars.
The ability to make these contributions pre-tax means 50+ workers get to reduce their tax burden for the current year by over $30,000, a huge tax benefit.
Same catch-up contributions, different tax breaks
But after December 31, 2026, the IRS will require you to make catch-up contributions with after-tax money if you earned $145,000 or more from your current employer in the previous year. In other words, if you’re over 50 and earn more than $145k in 2026, youll have to put in any 2027 catch-up contributions as after-tax Roth contributions.
This change does not affect regular contributions at all. Even if you are a high earning 50-something, every dollar of your regular contributions will be pre-tax (unless you choose otherwise). It is only the catch-up contributions that must be categorized as Roth contributions for high earning individuals.
Roth aint so bad, once you get used to it
Theres a very good reason why Uncle Sam made 401(k) plans tax-deferred: were much more likely to contribute money to our futures if we can get a tax break today. But the thing about this kind of upfront tax-break is that taxes will come due eventually. You will have to pay regular income taxes on 401(k) withdrawals in retirement.
Roth contributions, on the other hand, are made with money that has already been taxed. While that makes things a bit more expensive today, it can be a boon for your future self because the money grows and can be withdrawn tax-free in retirement.
(This is why I personally recommend having at least some money set aside in a Roth account. Investing in a Roth retirement account means you have a tax-free source of cash that wont affect your Social Security benefits or other taxable income if you need access to a big chunk of money. For example, if you have a health issue in retirement, you can pull money from your Roth account without affecting the tax-balanced fixed income youre living on.)
In addition, Roth 401(k) plans dont require you to take required minimum distributions (RMDs) as of age 73, unlike traditional 401(k)s. That means you can let your money continue to grow in your Roth 401(k) past your 73rd birthday.
While potentially losing the tax break on catch-up contributions is not ideal, especially if youve been counting on it, there are some real benefits to having money in a Roth account for retirement.
How many workers will this really affect?
There is still time before the new rules go into effect, but it does raise an interesting question: just how widespread an issue will this be?
To start, only about 8.37% of individual workers earned $145,000 or more in 2024. As of 2025, there are an estimated 124.37 million Americans over the age of 50. If we assume 8.37% of 124.37 million 50+ Americans are earning $145k or more, that leaves us with 10,410,154 affected workers.
However, not everyone contributes to a 401(k) plan or other defined contribution plan. According to 2025 research by Gallup, only 66% of Americans over age 50 have money invested in a 401(k) plan, 403(b) plan, or IRA, either on their own, or jointly with a spouse.
If we assume that only 66% of workers earning over $145,000 are investing in a defined benefit plan, that leaves us with 6,870,701 potentially affected individuals.
That said, even if youre not among the 6.8 million workers who might face this problem, you still may want to consider making Roth contributions. If your 401(k) plan doesnt offer Roth contributions as an option, you can always open a Roth IRA on your own to take advantage of the same benefits.
Whether youre under the age of 50 or earning less than $145,000, or both, you can still benefit from the upsides of a Roth.
Preparing for good problems
The upcoming changes to catch-up contribution rules can feel like having the rug pulled out from under you, but theres still time to get ready for the shift. Its also a good idea to remember that if youre required to make Roth 401(k) catch-up contributions, its because youre otherwise in pretty great financial shape. Thats because you:
Could afford to max out your 401(k) annual contribution that was more than $23,500 for the year
Earned at least $145,000 in 2026
And still had money left over that you could contribute to your retirement account.
Though it may affect your tax strategy now, the new rules will also give you access to a Roth account that will grow tax-free and will be available for tax-fre withdrawals without any RMDs.
The change also brings the benefits of Roth 401(k) plans into the spotlight, and may encourage more plan participants to make Roth contributions, even if the new rules dont affect them.
All in all, the new rules may be a pain in the neck to plan for, but theyre mostly a net benefit.
